The Strong-willed Adelfa

Her everyday ordinary routine, a small table, along the highway, selling vegetables, with a hundred peso capital.

Adelfa Jumuad, 50 years old, is married to Buenaventura Jumuad. They have six children, Eljean, Eljon, Ivy, Ivene, Judel, and Jakemar.

The family lives a simple life, they raise pigs, cows, and carabaos for a living. At times, they are farm workers, they harvest copras…

It was never easy for the family, until there was a break. In 2007 a survey to approve 4Ps beneficiaries were conducted, the family was one of those included, but they were still subject for approval and validation. After 2 years, in 2009, the list of validated beneficiaries was released, and the family was approved to be beneficiaries. This was the start of a new hope for the family and they worked hard for this.

After being a beneficiary of the 4Ps, Jumuad along with other beneficiaries from the community, decided to avail of the Capital Fund, given by the Sustainable Livelihood Program. Not all of the 4Ps beneficiaries decided to avail of it, but those who wanted to, did the best they could to be able to get this help granted to their group. Their application did not take long, after several months, they were already given orientation. After some time, they were granted their Group Capital from the Seed Capital Fund amounting to 295,000 pesos.

But things did not go as easy as planned; the amount was not ready for encashment yet. So Jumuad and the group had a meeting and they decided to find another way to start their business even without their money yet. The group decided to contribute 100pesos each to be able to fund the construction of their building. Even with the contribution of the members, their money was not enough to fund the construction, since not all members were able to give their contribution, because other members, had nothing to give at all. So they decided to borrow money from an engineer, which was Buenaventura’s cousin. The group also spoke to the Barangay Chairman and asked for an area for the construction of their business. The chairman gave them their space and construction started. During one of the group’s meetings, Jumuad asked the members which business they wanted to venture in to. Some of the members suggested a pawnshop, some suggested raising hogs. But since the suggested projects do not have recorded proof of success yet, especially in hog raising, Jumuad suggested “bigasan”. The members agreed to her suggestion, since rice was in demand, and all of them do buy rice.

The construction of their building in barangay Bogo of Pagadian City lasted 2 weeks, even after the completion of the building; they did not receive their fund yet. Nevertheless, the group started on their business. They sold 4 kinds of rice, they sold it for P1,000, P1,030, P1,070 and P1,370 for a 25kg sack. They gain 150pesos for each sack they sold cash, and 200 pesos for each sack sold in credit. They offered a 1month to pay term for those who could not pay cash. Their supplies of rice are from Aurora, which Jumuad and some members of the group purchase themselves. They travel to aurora to buy their supplies and they make sure that their rice is pure, and not mixed.

The group’s income was also used for lending, aside from the restock of rice. They offered a 3% interest rate, for a 2,500pesos principal amount, which was payable in 3-4 months. After loans are paid in full, their credit limit would go more than 2,500 pesos.

During payouts, most of the payments are made. This was to ensure that payments are settled and that there was no excuse for not doing so. All of those who bought from them or loaned from them agreed that after 2months of non-payment that the group was given the right to take their payments from the payouts. City Links were also informed about this agreement.

Through Jumuad’s leadership, the group also agreed to penalties, 5pesos for being late in a meeting, and 50pesos for being absent. Jumuad never wanted to be a Parent Leader, she was very young then, she was 16 when all this started and since she already was exhausted from the work as barangay worker. She attempted to let go of her position as the association’s president, since she was already a Parent Leader, but to no avail. Members of the association did not want her to leave, because they all depended on her. Some of the members even begged to her, crying.

Ling ayaw jud undang Ling kay kung mohawa bitaw ka luoy na intawon ang SLP”

She answered “ngano man luoy nga daghan man opisyales”

“ikaw lng man among gisaligan”

 According to Jumuad, leading the association was never easy.  There were instances where she and one other member had to argue on things that the member wanted and Jumuad thought was wrong. Some other member also became more of a reson to destroy the group rather than helping build it stronger. But all of these were settled along the way. She also needed to go to ask for the payments from those who loaned herself, since some of the members did not want to help. As president of the group, she had to study all of the 59 members’ personality, to be able to handle the group better.

When the business started, Jumuad and other members had to go buy supplies themselves, but today, they only need to make a phone call, and sacks of rice are delivered to their association. As soon as supplies are delivered, they already pay for them as well as the 17pesos per sack delivery fee.

December of 2016 was their store’s 1st year anniversary. They had earned 146,000pesos which they divided and distributed among the members and officials who took turns in the operation of the store. Each member received 2600pesos which was really a big help for them. According to Jumuad, members told her that if it was not for the help of 4Ps and SLP, they would not have the chance to eat good quality rice, they would still be eating corn until now. Their children, having been able to finally eat good quality rice, do not want to go back to eating corn again.

Before Jumuad became a beneficiary of 4Ps and SLP, her capital for her small business was just 100pesos, now, she has 1000pesos which she can turn into a bigger profit. She earns 5,000 to 8,000 per month. This is where she gets money for their daily expenses, as well as the children’s needs in school. Because of the help they gained from DSWD, and the profit they gain from the now better business, they were also able to buy farm animals, which they later sell too.

As usa ka president kinahanglan dapat kita mga opisyales kita ang magsilbing model sa grupo, kita mismo mga opisyales ang maguna sa tanang kalihukan para makuha nato ang kalambuan sa grupo.’

“Pasalmat lang jud ko ug dako sa DSWD kay naa nitabang namo sa mga 4Ps beneficiaries, labi na jud sa SLP kay, saunang wala pa pod ang 4Ps lisod kaayo among kinabuhi.” – Jumuad

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SLP Beneficiaries Receives their National Certificate II on Masonry, Housekeeping

179 beneficiaries of Department of Social Welfare and Development from the Municipality of Katipunan graduated from a technical vocational skills training course, implemented by the Sustainable Livelihood Program in partnership with Our Lady of Triumph Institute of Technology (OLT) based in Ozamis City.

The graduates who are in-house students have completed National Certificate II (NC II) on Masonry and Housekeeping.

OLT assures that beneficiaries are directly employed after graduation.

Graduates who will be locally employed under housekeeping are expected to earn the average salary of 13, 500 pesos per month, while masonry will be 450 pesos per day.

Our program participants will gain not only monetary benefits from the acquired skills but it will likewise boost their confidence, self-esteem, and raise their morale because they can now provide the necessities of their family.


Photo Courtesy of Queenie Altamia, Project Development Officer II

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DSWD-SLP Skills Training Graduation in Gutalac, Zamboanga del Norte

The Department of Social Welfare and Development – Sustainable Livelihood Program in partnership with TESDA, and Maychengchang Technical School, Inc. culminated its skills training program today with a Graduation Ceremony in Gutalac, Zamboanga del Norte.

145 program participants received their certificate of completion under Driving and Motorcycle/ Small Engine Servicing National Certificate II.

The said training aims to improve the socioeconomic capacity of the beneficiaries through the provision of skills training for employment facilitation and micro-enterprise development.

The training for Driving NC II ran for twenty (20) days and twenty (25) days for MSES NC II. The graduates that have undergone Driving NC II were also facilitated to get their driver’s license, while MSES NC II graduates were given starter kits.

These beneficiaries came from the different municipalities of Tampilisan and Gutalac, Zamboanga del Norte.





Photo Courtesy of Joy Magallanes Lihaylihay-SLP Project Development Officer II

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DSWD-SLP Skills Training Graduation in Molave

The Department of Social Welfare and Development-Region IX in partnership with TESDA, and Molave Agri-Industrial Technology Inc. culminated its skills training program today with a Graduation Ceremony in MRPS Molave, Zamboanga del Sur.


288 Sustainable Livelihood Program participants received their certificate of completion today under Shielded Metal Arc Welding, Bread and Pastry Production, and Raise Organic Chicken Profuction, Feeds Formulation, Diseases Treatment and Marketing Leading to Organic Production.

Starter kits were also given to the beneficiaries during the graduation, to allow the participants to apply their newly acquired knowledge for their microenterprise.



These graduates are from the Municipalities of Mahayag, San Pablo, Labangan, Ramon Magsaysay, Josefina, Aurora and Molave Zamboanga del Sur.###

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DSWD-9 Anniversary Tiangge opens to Public

The Department of Social Welfare and Development officially opened the “DSWD Tiangge” on January 17, 2017 at DSWD Field Office  IX grounds in celebration of its 66th year anniversary.

Various food and non-food products from Sustainable Livelihood Program and Area Vocational and Rehabilitation Center’s Sheltered Workshop are featured in the said Tiangge.


A garage sale was also initiated where proceeds from the sold items will be collected for a special cause.

Different partner-concessionaires also participated in the said activities where snacks, refreshments and RTW’s are for sale for the employees and walk-in visitors.

The agency aims to promote and patronize home and handmade products of the partner beneficiaries to help these individuals improve their social condition through entrepreneurship.

The Sustainable Livelihood Program (SLP) has been designed as a labor market program that is integrated with a social safety net program such as the Pantawid Pamilya Pilipinong Program. Its integrated approach is to add value to Pantawid Program by bringing the beneficiaries closer to reaching the poverty threshold and enabling them to be engaged in sustainable livelihoods.

The exposition of the beneficiaries’ products through the “Tiangge” is an opportunity for them to take pride of the outcome of their hardwork and effort.

These products are marketed through the Project Development Officers in Zamboanga Peninsula clusters.



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Worth the Chase

In barangay Guilawa, Malangas, Zamboanga Sibugay Province, a small family struggles to get through every day. Maribel Emia Abanggan and her husband, Andrewnilo, try to exhaust every possible means to provide for their family, especially for their two children. Andrewnilo works for a copra farm, while Maribel stays at home to care for their children. In her free time, and whenever possible, she sells snacks, like peanuts and “butbot”, at a nearby public school.

In 2010, a census was held in their barangay. During the census, families were interviewed about their way of living and how much they needed help. Those families, who will qualify, will later on become possible beneficiaries of the Pantawid Pamilyang Pilipino Program. This, was a very significant opportunity for the Abanggan family, to be able to possibly uplift their lives. Unfortunately, Maribel was not able to attend because she was out trying to make a living. Luckily, when she got home, her concerned neighbours informed her about what had happened. She rushed after the personnel who conducted the census, and was fortunate enough to catch up with them at the next barangay, in Dansulaw. She eventually was able to speak to their head, and asked that she be interviewed. She was told that the team was scheduled to return to their barangay, to cater to those who were not available during their first visit. Soon enough, she was interviewed.
Poultry-Malangas.Still001 Several months have passed and life went on like it used to. Maribel no longer expected that she was going to qualify as a Pantawid Pamilyang Pilipino Program (4 P’s) beneficiary. But just as hope was almost lost, she was informed that she now, is a beneficiary of 4 P’s and was later named as a Parent Leader.

After several years, in 2013, microenterprise development was introduced to their community by DSWD’s Sustainable Livelihood Program. After meetings and assessments, their community was approved to be participants. Abangga together with one hundred forty nine (149) members decided to pursue poultry production. Members immediately looked for an area where they can build their farm. They were lucky enough that their president was able to find a place and was able to convince the owner to give them permission to use the place and start construction.

It was on April of 2015 when they received their starter kit. They were given 1,000 egg-laying hens, limestone, cages, feeds, vitamins as well as hoses and pumps for their operation.


In their first harvest, they were able to collect 315 eggs. Today, however, they can harvest as many as 820-830 eggs a day. This quantity is equivalent to roughly 4,000 pesos, but may vary depending on the size of the eggs produced. They regularly make around 26,000 pesos a month after deducting necessary expenses like, feeds, vitamins, caretaker’s salary and other operating expenses. Among the needs of the farm, Abanggan ensures that they have enough vitamins for their hens, so that their egg productions will never have to be delayed.

Apart from the income they receive from the eggs they sell, they also sold chicken droppings gathered from their farm. They sold the dried droppings for 130-150 pesos per sack to customers who used them as fertilizers for their farms and gardens. This was a small, but very significant addition to their monthly income. Since gathering and drying of the droppings was not an easy task, the caretakers received extra compensation and a share of the income collected from the droppings’ sales.

As production and operation of this project was doing well, Abanggan eventually stopped selling snacks at the school. Instead, she bought eggs from their own farm for their regular price, and sold them elsewhere with a slightly higher price. The money she acquired from the sales, she used to cover for their daily expenses. Through her hardwork and persistence, things, especially financially, became a lot better for her and her family. Abanggan is currently the group’s treasurer.

“Para sa akoa ma’am maingon nako nga mas, mas, mas okay karon kaysa sa una. Sa una nga mangita pa ka, ug unsa angay nga ibaligya nga anang adlawa makabaligya ka o sunod adlaw kay para naa kay income. So karon, sa akoa gyud, sa pagkakaron dako gyud syang kalainan. Kay sure naman kada adlaw naay produkto ang manok so didto nako mokuha aniya, makaginansya.”

“Akoang ika istorya sa DSWD o sa SLP, daghang kaayong salamat sa inyuhang pagsupport sa brgy. namo. Daghang salamat sa inyuhang pagsuporta namo na mga pobre, sana kanang kung kame natabangan ninyu naa pay laing mga barangay nga gakinahanglan sa tabang pod. Sana tanang barangay sa lungsod sa Malangas inyuha pang suportahan.” – Maribel Emia Abanggan

“For me, I can really say my life is a lot better than how it was before. In the past, we had to think of what we could sell for the day, or what else we could sell for the next day, just to acquire income. Now, I can say that it is totally different, because we are now sure that we can profit from the eggs produced by the hens.”

“What I can say to DSWD or SLP is, thank you for the support you have given to our barangay, thank you for supporting poor like us. I hope that as much as you helped us, you may be able to help other barangays who are in need of your help, I hope you may be able to support all of the barangays here in Malangas.”###Bernely Sheilaine Nemil

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SLP Participants undergo National Certificate-II Training

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The Department of Social Welfare and Development- Sustainable Livelihood Program (SLP) is currently conducting skills trainings on Electrical Installation (EI) NC-II, Motorcycle/Small Engine Servicing (M/SES) NC-II and Food Processing (FP) NC-II.

The said trainings aim to enhance the ability of SLP participants for higher productivity and profitability. In partnership with Technical Vocational Institute, 1 and All Technical School Inc., these activities specifically target to provide the knowledge and skills necessary of the participants to be able to establish and manage their sustainable microenterprise/s, which should provide a stable source of income.


The trainings simultaneously started last October 17, 2016 and is expected to run for thirty (30) days for EI NC-II, 25 days for M/SES NC-II, and 25 days for FP NC-II. Starter kits will be provided after the training to allow the participants to apply their newly acquired knowledge for their microenterprise.

The four hundred forty nine (449) participants of this activity are also Pantawid beneficiaries coming from the different municipalities of Zamboanga Sibugay Province.### Bernely Sheilaine Nemil


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